Commercial banks

Credit files that hold up
at every review.

Sponsor finance, middle-market C&I and credit administration teams spend their days spreading statements and re-checking files. CreditMarkit does that groundwork and cites every figure to the page it came from, so a credit officer can verify it in seconds.

Try the Demo See the harness

Bank credit fileWhat it covers

Statements spread and reconciledIncome statement, balance sheet and cash flow tied out across periods

Covenants tested on the agreement’s termsDSCR and leverage computed under the credit agreement’s own definitions

KYC and entity screeningBorrower and related entities checked against sanctions lists

Exceptions ranked by severityEach one points to the source page, sheet or cell

The system does not risk-rate, approve or decline a loan. It returns cited work for your analysts to verify.

Where it fits

Next to your system
of record.

CreditMarkit prepares and checks the analysis. Your loan system and credit policy stay where they are.

Sponsor and leveraged finance

Screen and underwrite private-equity-backed deals with the same engine direct lenders use, with leverage computed layer by layer.

Underwriting
→ cited memo

Middle-market lending

Spread a borrower’s package and see what does not reconcile before the file goes to committee.

Spread
→ tied to source

Portfolio and credit administration

Run the same checks on the financials borrowers send each year, with covenant tests on the agreement’s terms.

Annual review
→ exceptions flagged

Spend analyst time
on judgment.

Try the Demo

Credit files that hold upat every review.